Modern Checking for Small Businesses

Get the business checking account designed for small businesses with no NSF fees, up to 5% cashback rewards*, perks, and discounts. Get all this and more with no minimum deposit or monthly fee.¹

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The Para Card

As seen in

Safe and Secure

Lock your card in seconds if it’s misplaced. Also, your money is FDIC insured through LendingClub Bank, Member FDIC.

Quick and Easy Application

Our application process is quick and easy. Applying only takes a few minutes!

Transparent Pricing

No more worrying about monthly fees, NSF fees, monthly minimums, card replacement fees, or other fees you’d expect from a traditional bank.

Automatic Rewards

Earn cash back automatically on your debit card purchases. Get up to 5% cash back on restaurants, car rentals, and more!

Ready to take the next step?

Join our community of small business owners and get a seamless online banking experience that gives you cash back with no monthly fee.

Keep Your Hard-Earned Dollars

Save cash on traditional bank fees and put it back into your business, whether you're a sole proprietor or LLC, We are rethinking business banking by doing away with NSF fees, monthly fees and minimums, card replacement fees, ACH transfer fees, and other unnecessary fees.

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Illustration of Woman Watching Money in her Business Account Growing

Send Money with Ease

Save yourself valuable time and run your business more efficiently. Send money easily through ACH or send checks through your Para Dashboard.

Automatic Rewards on Everyday Purchases

Say goodbye to complicated point systems. With Para Rewards, you'll earn cash back automatically on business purchases at participating merchants. Get up to 5% back on car rentals, 4% on restaurants, 4% on hotels, 1% on gas, and more!

Learn more
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Get Your Money When You Need It

Get unlimited free in-network ATM withdrawals from our global network of 55,000 ATMs. In-network ATMs are located in the most popular retail stores - stores that you already love and shop at every day!

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Free Business Checking ATM Withdrawals Icon
The Para Card

Mastercard Enhanced Debit Benefits

With the Mastercard Enhanced Debit Card, you'll be able to enjoy the following benefits³:

Mastercard ID Theft Protection

Global Emergency Services

Car Rental Insurance

Mastercard Airport Concierge

Learn more
Illustration of Woman Watching Money in her Business Account Growing

For on-the-go Entrepreneurs

The Para Debit Mastercard works with both Apple Pay and Google Pay. Enroll your debit card into your mobile wallet and get peace of mind with safe and secure mobile payments.

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Grow Your Business with Para

Your bank account should do more than hold money. We're building a business bank account that truly helps you grow your business by saving you money and providing valuable rewards and discounts.

The Para Card

Para Business Checking

No monthly fee

No monthly minimum requirements

No NSF fees

Cashback rewards and perks

No debit card replacement fees

More flexible and less fees than prepaid debit cards

Traditional Banks

Monthly fees and penalties up to $50

Minimum balance required

Up to $35 per overdraft instance

No debit card rewards

$15-20 per card replacement

Prepaid debit cards may require activation or monthly fees

What Parabaank Customers Are Saying

I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!

Chris Malone

Chris Malone

Paranoid Image

Signing up for Para felt like a relief. The bank account has a great user interface and getting money in and out is a breeze!

Emmett Iris-Cleary

Emmett Iris-Cleary

Virtual Insurance Brokers

I got nervous when COVID hit because I'm in the service industry, but Para gave me peace of mind!

Lisa Cosby

Lisa Cosby

Heavenly Makeup, Music, & Messages

I appreciate the way Para operates! They actually answer my questions when I reach out to customer support.

Michael Gurk

Michael Gurk

J&M Roadside LLC

When I applied, I had limited credit and I was a pretty small new business. Para was the only card that would take a chance on me.

Nathan Meyer

Nathan Meyer

Colorado Peach Company

I have a new business so I was pleasantly surprised when Para approved me!

Ryan Hemenway

Ryan Hemenway

Texas Pool Club

Para is the only card that has reached out to me to make sure that my business wouldn’t fail during the pandemic. They are making sure my company stays afloat.

Sharrod Mariner

Sharrod Mariner

Split 2 Imagez

I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!

Chris Malone

Chris Malone

Paranoid Image

Signing up for Para felt like a relief. The bank account has a great user interface and getting money in and out is a breeze!

Emmett Iris-Cleary

Emmett Iris-Cleary

Virtual Insurance Brokers

I got nervous when COVID hit because I'm in the service industry, but Para gave me peace of mind!

Lisa Cosby

Lisa Cosby

Heavenly Makeup, Music, & Messages

I appreciate the way Para operates! They actually answer my questions when I reach out to customer support.

Michael Gurk

Michael Gurk

J&M Roadside LLC

When I applied, I had limited credit and I was a pretty small new business. Para was the only card that would take a chance on me.

Nathan Meyer

Nathan Meyer

Colorado Peach Company

I have a new business so I was pleasantly surprised when Para approved me!

Ryan Hemenway

Ryan Hemenway

Texas Pool Club

Para is the only card that has reached out to me to make sure that my business wouldn’t fail during the pandemic. They are making sure my company stays afloat.

Sharrod Mariner

Sharrod Mariner

Split 2 Imagez

I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!

Chris Malone

Chris Malone

Paranoid Image

Signing up for Para felt like a relief. The bank account has a great user interface and getting money in and out is a breeze!

Emmett Iris-Cleary

Emmett Iris-Cleary

Virtual Insurance Brokers

I got nervous when COVID hit because I'm in the service industry, but Para gave me peace of mind!

Lisa Cosby

Lisa Cosby

Heavenly Makeup, Music, & Messages

I appreciate the way Para operates! They actually answer my questions when I reach out to customer support.

Michael Gurk

Michael Gurk

J&M Roadside LLC

When I applied, I had limited credit and I was a pretty small new business. Para was the only card that would take a chance on me.

Nathan Meyer

Nathan Meyer

Colorado Peach Company

I have a new business so I was pleasantly surprised when Para approved me!

Ryan Hemenway

Ryan Hemenway

Texas Pool Club

Para is the only card that has reached out to me to make sure that my business wouldn’t fail during the pandemic. They are making sure my company stays afloat.

Sharrod Mariner

Sharrod Mariner

Split 2 Imagez

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Ready to take the next step?

Join our community of small business owners and get a seamless online banking experience that gives you cashback with no monthly fee.